Profit and Business Ethics – Are the Two Mutually Exclusive?
To the average person who doesn't own a business, for-profit firms are often thought of as unethical and ruthless entities, precisely because it's assumed that unethical behavior and ruthlessness are necessary in order to maximize one's bottomline. Of course,...
Getting a Merchant Cash Advance with Bad Credit
Many merchants with otherwise strong and successful businesses worry that they can't qualify for the working capital they need because of personal credit issues. Bad experiences with larger, more impersonal companies in the merchant cash advance business often leaves...
When is the best time to take out a cash advance?
"Business is good, I really don't need a cash advance right now." During my years in the industry of alternative business finance, this might be one of the most common mistakes I find business owners making. For many business owners, a merchant cash advance is...
Waiting (and waiting) on the SBA? Small Business Loans vs SBA
For many business owners, the SBA can seem like the answer to a prayer. But in this, as in most other things having to do with government, the ideal theory is better than the practice. Long wait times, extensive paperwork, and low approval rates means that the...
Business debt settlement: get the facts on this growing scam.
With their big promises and heavy fees, "debt settlement" companies target business owners with hopes of lowered payments and reduced obligations, without any intention of providing these services. Remarking on the "fraudulent, abusive, and deceptive practices of...
Direct business lending vs. broker services: which one is right for your small business?
On the surface, the question of going direct to a lender vs. through a broker might seem like a no-brainer; if you can go direct to the source, why not cut out the middleman? But in the current landscape, this is typically a mistake. The market is flooded with so...
Public vs Private Interests in the Modern Marketplace
As a business owner, you pour your time, energy, passion, and resources into your company. For many individuals, your business is an extension of yourself. Given this intimate relationship between owner and company, it can seem only natural for owners to carry their...
Merchant Cash Advance vs. Bank Loan – Which One is Right for You?
First and foremost, the growth of a business requires dynamic ownership. However, even the most prescient business owners find themselves at some point in need of outside funding in order to expand. Owners looking to move quickly in order to meet the financial needs...
Can a Merchant Cash Advance Help Your Business?
Most business owners have felt the sting of a lost opportunity; when a piece of equipment or marketing opportunity passes you by due to lacking the extra capital on hand to exploit the resource. If you're in the position to make money with money, then a merchant cash...